Well marriage and 1 or 2 kids are in there somewhere, lol. Unless i marry a really rich guy!!
You might note that Cathy and i spent time in our late twenties in the Bahamas. it's one of the pictures I posted. we had a kid then, he stayed at grandmas. Never complained about it.
Do not put off you dreams. Travel and do activities in your youth when you can make the most of them. And if you find that guy, don't make money one of the qualities you need. Just be sure he wants the same excitements in life as you do.
It has been my experience that rich guys are usually boring, self centered and tend to be unfaithful to your best interests.
It is not irresponsible to live a good life, full of fun and activities many people put off. For example, y brother in-law and is wife saved their Money for retirement. He always scolded me for buying boats and taking expensive vacations. I needed to be more responsible with his sister's future.
Today, my wife and I have many fond memories of our life together. And her brother, he is laid up with a bad back and the infirmities of older age.
But, he does have a pile of money in the bank.
Btw, Cathy and I still do crazy stuff. Zip lining, white water canoeing, long trips to far off places. Sailing our 30 foot Yatch and building a ranch in the Ozarks. we like racing our two Chrysler Crossfire roadsters. ( hers is faster but mine wins in the twisties) We are, in terms of money, relatively broke. But we are rich in life and living.
One should plan ahead, but the most important plan to have is the ability to look back on your life and smile.