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my bank pays me

benspawpaw

New member
dang i'll be rich soon. my bank now has an account where if i run my debit/check card as a credit card and sign instead of using my pin # they pay me 0.10 each time. sounds good to me since we use the debit card for everything except the bills we pay by mail with a paper check. could be 2 - 4 bucks a month, not alot, but a good deal.
 
That is because the bank, charges the store more for using the card as a credit card, than it does as a debit card. Some stores will not take Mastercards as anything other than debit cards for that reason.
 
That is also why the machines we slide our cards through always assume debit and many do not even have the credit option ...you have to hit cancel for credit. :pat:

My bank took a different tack. They want to make money either way so they charge me 25 cents every time I use it as a Debit Card. :bonk: Didn't take me long to learn to use it as credit all the time. Like Janelle said though some places are now only accepting them as debit cards. If that's the case I have a 2nd card I can use. I refuse to pay bank number one to use my card as a debit. I plan to close that account in the very near future.
 
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